Landbank, PCCI partner to boost MSME financing

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To expand credit opportunities for micro, small, and medium enterprises (MSMEs) with limited access to formal financing, Landbank and the Philippine Chamber of Commerce and Industry (PCCI) have strengthened their partnership to support enterprise growth and competitiveness nationwide.

Formalized through a memorandum of understanding (MOU), the collaboration connects entrepreneurs to the bank’s Innovative Financing Thrust Towards Inclusive National Growth through Micro, Small, and Medium Enterprises (LIFTING MSMEs) Lending Program, while advancing initiatives in financial inclusion, digital transformation, sustainability, and financial capability building.

Under the agreement, the bank will provide qualified PCCI members access to its tailored lending programs and services, complemented by financial literacy initiatives, digital payment solutions, deposit products, and sustainability-focused financing to help strengthen business resilience and growth.

Landbank president and CEO Lynette Ortiz (seated, 2nd from right) and PCCI president Ferdinand Ferrer (seated, 2nd from left) lead the formalization of a partnership to expand financial access for entrepreneurs, witnessed by bank executive vice president Charlotte Conde (seated, right) and PCCI VP for MSMEs Melanie Ng (seated, left), and other leaders from the two institutions.

For its part, PCCI will leverage its nationwide network to promote the LIFTING MSMEs Lending Program, facilitate referrals of prospective MSME borrowers, and advocate for business formalization, financial readiness, and digital adoption among its members.

“MSMEs form a critical engine of economic growth. They create jobs, drive local enterprise, and keep economic activity moving in communities far beyond our major urban centers. When MSMEs grow, more Filipinos participate in and benefit from economic progress,” Landbank president and CEO Lynette Ortiz said in a statement June 13.

The MOU signing, led by Ortiz and PCCI president Ferdinand Ferrer last week, underscored both institutions’ shared commitment to empowering MSMEs as key drivers of employment, innovation, and inclusive economic growth.

“This is just the beginning. Through PCCI and Landbank’s partnership, we are expanding opportunities for our kababayans. We want to make sure that our MSMEs have access to both local and international market,” Ferrer stressed.

Launched in Sept. 2025, the LIFTING MSMEs Lending Program expands credit access through three-tiered financing packages designed to support enterprises at various stages of growth.

The Start-Up package provides funding for new enterprises launching operations. The Step-Up package helps micro and small businesses strengthen and scale, while the Level-Up package supports established firms in expanding capacity, adopting technology, and boosting competitiveness.

The program continues to see strong adoption across key regions nationwide, bringing accessible financing closer to underserved communities. As of April 2026, Landbank has approved P2.25 billion in loans under the program, significantly bolstering the resilience and market readiness of local enterprises. ||