Landbank achieved a significant 42 percent jump in net income to P35.65 billion, as of the third quarter of 2025, already surpassing its full-year earnings of P35.36 billion in 2024, and underscoring the Bank’s robust financial trajectory and performance above historical averages.
Total assets expanded to a record P3.45 trillion, supported by growth in loan and investment portfolios. This solidifies Landbank’s position as the country’s second-largest universal and commercial bank in terms of assets.
“Landbank’s strong performance, as of the third quarter, underscores our prudent management, operational efficiency, and continued investments in digital innovation,” its president and CEO, Lynette Ortiz, said in a recent statement. “We remain steadfast in our mission to drive inclusive growth, empower the agriculture sector, and deliver innovative financial solutions for all Filipinos.”
The Bank’s loan portfolio is now at its peak at P1.70 trillion, propelled by the higher volume of loans across all segments. Deposits rose to a new high of P3.07 trillion, demonstrating continued trust from both government and private sector depositors.
Landbank’s digital transformation continued to accelerate, processing 550.73 million digital transactions valued at P3.14 trillion, as of September 2025. This represents a 51 percent increase in volume from the previous quarter.
The state-run Bank remained steadfast in its developmental mandate, with outstanding loans to agriculture, fisheries, and rural development (AFRD) reaching over P812 billion, and accounting for over 47 percent of its total loan portfolio.
Under its flagship Agrisenso Plus Lending Program, the Bank has extended P1.95 billion in loans, as of September 2025, to over 12,300 borrowers since its launch last year, most of whom are small farmers and fishers. Through the program’s capacity-building component, a total of 25,296 small farmers and fishers have been trained.
Landbank’s nationwide network continued to expand with 10,582 touchpoints, including 609 branches, 60 lending centers, 3,244 automated teller machines (ATMs), and 1,091 Landbankasama partners, ensuring broad access to financial services across the country. Customers can also transact free of charge at over 3,800 7-Eleven ATMs nationwide through the Bank’s partnership with Pito Axm Platform Inc.
Last Oct. 29, the Bank also strengthened its presence in southern Negros with the opening of the Negros Occidental South Corporate Center in Kabankalan City, highlighting its commitment to accessible and inclusive financial services.
The new facility will serve as a one-stop hub for farmers, fishers, cooperatives, micro, small and medium enterprises, local government units, and private depositors from the cities of Kabankalan, Sipalay, and Himamaylan, and the municipalities of Ilog, Cauayan, Candoni, Hinoba-an, Hinigaran, and Binalbagan.
Located along Justice JY Perez highway, the center houses the upgraded Landbank Kabankalan Branch — the first “phygital” branch in Negros Occidental, with modern facilities and ample space that offers a comfortable environment for clients and staff.
It combines physical and digital banking, featuring LEA (Landbank Easy Access) for paperless queuing, the Digital Online Banking System (DOBS) for faster account opening, four ATMs, a cash deposit machine, and meeting pods for client consultations.
The second floor hosts the Bank’s Negros Occidental South Lending Center, offering easier access to loans and credit assistance, eliminating the need to travel to Bacolod. ||
